# Treasury covers

Many issues could arise in the event of a financial crisis. We will explain here why Agio users and $AGIO will not collapse even if the markets crash by -100%.

### What if all the assets covered in Agio go to 0 ?

The $AGIO that is transferred to cover user positions come directly from our treasury which has a fixed number of $AGIO and has two layers of treasury.

Suppose the first layer of treasury has 50 million $AGIO and the current price of $AGIO is at 1 USD. This means that to guarantee a cover if all the assets present in our pools were to make -100% (Highly unlikely) then we could cover 50 million USD in the pools at a maximum.

Our system will therefore guarantee users a full cover even if the global crypto market goes to 0. If the maximum coverage limit is reached then users cannot deposit any more funds.

### What if the price of $AGIO crashes?

The price of $AGIO fluctuates and with it the coverage capacity also fluctuates. We've thought about a few scenarios that users could ask :

Suppose the price of $AGIO crashes by 50%, we would then have a treasury that would support 50% less funds. In case it was already filled, it means that Agio is insuring 200% more than his capacity and therefore he could theoretically only insure a total of -50% on all pools. However, this would not be a problem for several reasons :

Firstly, for Agio to no longer be able to insure, all cumulative Agio pools would have to be at -50%. A positive pool and another at -100% would only make -50% in total.

Secondly, everyone would have to remove their cover and therefore $AGIO so that the platform can no longer protect users.

If these two factors occur, Agio has what we called ***"bad coverage"*****.** Several layers of security have been planned. Check them out on our section "Bad Coverage"

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